Afraid to take my money out!

[hnhlvr]

lol Okay, I have had checking accounts where two of my credit cards are from and I closed the first one a few months before I defaulted, but the other account is still open and has about $75 left in it. I'm one month behind on that that credit card so if I go to close the checking account, will someone ask about why I'm behind on my card payment?

The checking account I have is free as long as I transfer $25 from checking to savings each month, which means I have to close it rather than let it sit at $0, or they'll charge a service fee for not doing the transfers putting me in the negative and then owing that money to them, as well.

Will any of the bank employees yell at me if I go in there?

[MomIcantFindmy]

I would pull the cash out, as much as you can, and then send a letter to them requesting the account be closed. I worked in a Credit Union and don't feel weird about any of the employees there, I know for a fact most of them have HUGE credit issues themselves. No one should yet at you if they want their job. I would be surprised if they said anything except maybe..."did you know your payment was past due". Good luck!!!