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Aging Credit Card Accounts

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    Aging Credit Card Accounts

    I am assuming that since I have recent (as of yesterday) living expenses and a few cash advances on one card, a 5k bal transfer from May 08 on another, that my lawyer (when I choose him) will tell me to wait at least 90 days. No?

    #2
    When was the cash advances?

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      #3
      Originally posted by 16 Tons View Post
      I am assuming that since I have recent (as of yesterday) living expenses and a few cash advances on one card, a 5k bal transfer from May 08 on another, that my lawyer (when I choose him) will tell me to wait at least 90 days. No?
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

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        #4
        Cash Advances

        Cash advances were in the past month.

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          #5
          It wouldn't be fraud you would have to pay it back if you don't wait the 60/90 days
          fraud comes in it you put something on your card with no intetion to pay but they all so have to prove that.
          Chapter 7 07/30/2008
          341 09/17/2008
          Discharge 11/21/2008

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            #6
            Since the advances aren't that old, I would wait the 90 days. If the advances were for a big amount, I would wait longer. If you can't wait, and you need to file you might have to repay the money.

            Originally posted by 16 Tons View Post
            Cash advances were in the past month.

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