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    Chapter 13 payments

    We will be filing our Ch 13 in a few weeks. Now I'm getting confused on our car payments. Both vehicles will be paid inside the plan and the mortgage outside the plan. So I know for the mortgage I just continue to pay as normal.
    But now the vehicles, I know I keep making normal payments on time until we file. But after that date we file and have to make a trustee payment, do we keep paying on the cars too until its all confirmed? Or stop and just pay the trustee.,...Im getting confused. I don't want my car payments late and it seems weird to just stop paying on them if we are keeping them.
    Thanks!!

    #2
    Originally posted by JillyBean View Post
    We will be filing our Ch 13 in a few weeks. Now I'm getting confused on our car payments. Both vehicles will be paid inside the plan and the mortgage outside the plan. So I know for the mortgage I just continue to pay as normal.
    But now the vehicles, I know I keep making normal payments on time until we file. But after that date we file and have to make a trustee payment, do we keep paying on the cars too until its all confirmed? Or stop and just pay the trustee.,...Im getting confused. I don't want my car payments late and it seems weird to just stop paying on them if we are keeping them.
    Thanks!!
    No, once you start making the trustee payments, stop paying anything that will be paid inside the plan. Afterall, the payment for your cars is included in the payment to the trustee.
    Chapter 13 filed -8/12/04
    Plan approved- 7/11/05
    Date discharged--10-12-2007
    Date closed- 12/6/2007:yes2::yes2:

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