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A few questions on Amount claimed vs. scheduled and plan current vs plan base

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    A few questions on Amount claimed vs. scheduled and plan current vs plan base

    Hello I was hoping someone could help me with a few questions. I have two more months left on my three year plan however I noticed on my trustees website that my Plan Base is $45,874.00 (I have paid $43,241.00 so far) but the Plan Current is $51,118.00 why the difference? I noticed nothing else changed such as the percent going to my creditors or the plan term of 36 months.

    The second question I have: I live in PA so everything that I owed money to had to be claimed (not a problem). The total amount scheduled came to something like 63K which includes my car which of course was a secure claim (but recently received my title so that is paid off) credit cards and student loans, here is the question under the amount claimed the only claim was for my car all the other 22 claims were 0, and I went to my student loan website to start paying on any remaining balance after my plan is complete and found it stated it was paid off, my chapter 13 was only paying 53% to all my creditors except my car which was 100%.

    I hope someone can enlighten me on this. I have contacted my attorney everyday this week with no return call and I emailed my trustee and no answer. Thanks a bunch for any assistance.

    Sue

    #2
    I don't know on the second question... As for the first (and I might be wrong) but it looks like what you actually owe into your plan is the 51,118. This could have happened by some creditors having proof of claim for more than you scheduled... or a numbe of other reasons.
    Disclaimer: Young, NOT Dumb.(._.) The plan: $480 monthly for 60 months at 100%. 07/12/08
    Motion to Discharge: FILED!! 08/07/13
    60 down/0 to go \m/(*.*)\m/ 100% complete!

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      #3
      Originally posted by NowImDownInIt View Post
      I don't know on the second question... As for the first (and I might be wrong) but it looks like what you actually owe into your plan is the 51,118. This could have happened by some creditors having proof of claim for more than you scheduled... or a numbe of other reasons.
      Thanks for your help but believe it or not my attorney just called and told me to ignore the $51,118.00 and I also asked her about the claim vs scheduled and she also told me to ignore that she pretty much said the trustees website is only accurate to see if your payment was posted. Thanks again for responding.

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        #4
        Oh my I am not ignoring anything.
        I mailed my last payment today. There is also a discrepancy in my 2 totals.
        The balance remaining to complete the plan is less than the balance of what I owe the creditors. I sent the total balance (higher) with a request for an audit. Also a request from the Trustee to advise me if I need to continue to pay more. My payment is due on the 15th of Oct. My 100% plan matures on 10/28/08.
        Hoping for the best for you.
        CH 13 OLD LAW
        10/14/05
        Closed completed
        Final accounting 04/2009

        Comment


          #5
          Originally posted by sierra View Post
          I went to my student loan website to start paying on any remaining balance after my plan is complete and found it stated it was paid off,

          Sue

          Perhaps I can help with the student loan question. We paid on my student loan through the plan. Now that I have web access back, it shows 4 loans under my name. I have only ever had 2. Under 2 of the loans, it showes to be paid in full and closed. These are the 2 from when I filed. Evidently, once the bk was closed, they set up new accounts for the remaining balance of my student loans. These would be the current loans. The amount is the same as it is supposed to be, so this is all I can figure.
          Just some sort of paperwork stuff evidently, involving the bk.
          Chapter 13 filed -8/12/04
          Plan approved- 7/11/05
          Date discharged--10-12-2007
          Date closed- 12/6/2007:yes2::yes2:

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