Mortgage statements after discharge

[medicrn]

Our bankruptcy was discharged in Jan 08. Our mortgage was reaffirmed, and Chase was sending us statements up until May 08. In March we had tried to lower our interest rate (we have an ARM), they got back to us in May. They wanted us to sign papers saying our mortgage was in default, and at that time it was not. I was not comfortable doing that, so we just let that go. We got a statement for July, as the payment lowered at that time. My husband got a job in a different state, so we put our house on the market at the end of May. We didn't receive any more statements about making payments. I called them at the end of Aug asking where the statements were, and that is why I hadn't made any payments. They said they couldn't contact us because of the bankruptcy. Our lawyer said that because it was discharged in January they should be sending us statements. We finally received a statement for Oct, stating this is for informational purposes only, but if we wanted to make a payment to use the stub below. I made a payment, only to receive in the mail an Acceleration Warning Notice of Intent to Foreclose. When I call Chase I just keep getting the runaround from them. Shouldn't Chase be sending statements for payment, not just "informational statements" and does anyone know what kind of legal things I should be looking for?
Thank you in advance.

[AngelinaCatHub]

OK, just to respond to you as I am “one of us”. To me it seems they either lost you in the muddle and when you contacted them, they didn’t know you from Eve and sent you some off the wall answer. At this time, if you did not reaffirm, you could tell them to go to a Hot Spot. If you are able to sell the house and make a profit and pay them off, great. Otherwise live there, don’t pay, as long as they allow until they get their act straight. My opinion. ‘Hub

[BK2008]

Now that you've gotten your loan acceleration notice, then next thing you will get is a loan default notice and the date of sale should be on it.
At this point, you still have the chance to save your home by bringing it current, sell it and pay them off, do a reinstatement to try and work out the past due, offer them a deed in lieu (if there is only one mortgage on the property), or just walk away, live in it until the sale date.