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Accounts that were "sold" to collection agencies

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    Accounts that were "sold" to collection agencies

    I know this is a question for my lawyer but he is impossible to get in touch with. Okay, if I had an old credit card account (Sears, for example) that had been charged off and a collection agency bought the account, when I did my Chapter 7 should I have had the lawyer notify both Sears AND the collection bureau that now has the account? Or was just notifying the current collection agency adequate? I thought it was but now I have heard tales from others that indicate differently. THanks for any input.

    #2
    Originally posted by Dawn1970
    I know this is a question for my lawyer but he is impossible to get in touch with. Okay, if I had an old credit card account (Sears, for example) that had been charged off and a collection agency bought the account, when I did my Chapter 7 should I have had the lawyer notify both Sears AND the collection bureau that now has the account? Or was just notifying the current collection agency adequate? I thought it was but now I have heard tales from others that indicate differently. THanks for any input.
    Yes, listing both the creditor and the collection agency is good to do. Because, sometimes they will use the BK laws to thier advantage and not properly list your accounts as BK7 -Zero- Balance.
    The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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