Including mtg in Chap 7

[endisnear]

If you include your mtg in a chap 7, how long after discharge until you are kicked out of the home?

[liz417]

It depends on your district and how backed up they are with foreclosures. I've read timelines anywhere from 6 months to 1+ years, so you have plenty of time.

[endisnear]

So do they just proceed with the foreclosure once the loan is discharged (assuming they don't file to continue with it during the BK)?

[HHM]

So do they just proceed with the foreclosure once the loan is discharged (assuming they don't file to continue with it during the BK)?

Yes, the foreclosure picks up where it left off.

[endisnear]

ok thanks!