Things aren't looking so great at my job, and it's a possibility I might be layed off. If these does happen, I will try to convert to a Ch 7. My car is included in my plan right now so the trustee is making my car payments. When I first got my car, my interest rate was 21%. My attorney fought and got it dropped to 8%. My question is, if I have to convert to a Ch 7, and decide to reaffirm my vehicle, can the lienholder jack the interest back up to 21%, or would it stay at the 8%, which my attorney fought for in my plan?
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