I have 2 questions should I file chap 7 before or after I receive tax refund. Also, what is a reasonable atty fee including(atty fee, education courses, filing fee) in the New York State? Any help would be grateful.
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File chap 7 before or after tax refund?
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I'd wait until way after you receive your tax refund. If you don't, the trustee will most likely take it. If it's a month or so after you receive the refund, the trustee may ask where the money is and if you spent it, and if so, on what. My trustee asked people these types of things at my 341.
I'm from NY and I paid $1500 which was the attorney's fee plus $299 for the filing fee. The 2 courses were $50 each. I believe the course fees range from $50-$100 each. As far as attorney's, I'd speak to a few before making a decision on one. It shouldn't cost more than $2000 in total. Good luck.Filed Chapter 7: 8/13/08
341 Meeting: 9/15/08
Last Day To File Objections: 11/14/08
Discharged & Closed: 11/18/08

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