We have paid our lawyer over a month ago. We were suppose to file 2 weeks ago and she keeps pushing it back, and prolly wont be filling for another 2 weeks (cuz she is busy). We were told 3 months ago to stop paying on our truck we were going to surrender. So they came and got the truck today. How does that work since we technically haven't filed yet but should have. Can the lawyer put that as included in bk and not repo? I was doing what she told us to do. Does repo look bad if you file bankruptcy anyhow? Or is your credit worthless anyhow after bk?
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I have the same question. Hopefully someone can answer it -
Filing bk 7 is considered to be "Nuking" of ALL credit across the board.
The repo might be included in creditor notes along with IIB (Included in Bankruptcy) but a "Repossesion" is nothing compared to a BK 7 when a creditor looks at your account.
So it won't matter having that little bit of information tagging along. You'll have wiped them out with the BK.Comment
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