I have a question. I am a no asset Ch 7, and I have absolutely no secured debt. I do have a hefty student loan balance, which I know is not dischargable and a smallish tax debt that doesn't meet the dischargability guidelines. I am not looking in anyway to discharge these two debts. My question is, can I list these two debts on my Statement of Intention, with an indication that I would like to reaffirm the debts so to basically preempt any issues at the 341 hearing or any objections to discharge? Or does it really matter and the debt will just be found non-dischargable by the Trustee. How does it work when at debt is automatically non dischargable? What steps are taken during the BK to address these issues?
Thanks!
Thanks!
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