New Car?

[dogbone33]

Sorry if I am getting annoying with this, but I am just panicking. 722 won't do a redemption on my Jeep, it has too many miles.. They also said we have a 2nd Mortgage with them that is behind (which won't be Friday) so they can't approve us. I was reading that many people got better offers from local dealers after they have filed. We are filing next Friday (if we aren't put off again). I was wondering if it is true that you can get a car after you file through dealers? Thanks