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    Many thanks, BK Forum friends

    341 was today....

    I was the seventh party on the docket...and just followed a very exhausting case for the trustee...Mine was done and over in just under 6 minutes , just showed my drivers lic, ss card answered a few questions..and it was all painless!!

    You guys, I cant thank you enough for being here throughout this process...It's been grueling, but I am relaxing tonight....still will reaffirm my mortage and vehicles, but this will be very manageable..

    Thanks again....!!!
    9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

    #2
    good luck, I'm glad things went well

    Comment


      #3
      good for you

      a question the house and cars... is your attorney charging you extra to do a reafirmation for you or are you doing it yourself?

      Thanks B
      B x
      filed Ch 7 Oct 31st 2008.
      341 Dec 10th 2008.
      DiSCHARGED Feb 10th 2009

      Comment


        #4
        both myself....cars were both thru a credit union, house thru Well Fartgo...the cu was more than happy to work with me....
        9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

        Comment


          #5
          This is Great News. Congratulations!! Welcome to the 60 Day Club.

          WoodSprite will have the stats for the month.
          "To go bravely forward is to invite a miracle."

          "Worry is the darkroom where negatives are formed."

          Comment


            #6
            The Hamsters are hibernating since all the snow came down South, but in 60 days I'll wake 'em up for you. Grats. 'Hub
            If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

            Comment


              #7
              and wouldnt you know it...on my way home, just outside my house as I was getting the mail...my car slowwwly slid into the ditch. due to the icy, hilly road by my house....I didnt even cuss, my dad will be over in the am to help me get it out....both the driver and the car appear to be happy
              9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

              Comment


                #8
                Glad to hear about your 341 going so well...sorry to hear about your vehicle....

                Good Luck and welcome to the 60 day club!
                May 2008 Hired 1st Attorney/Stopped paying CCs
                May 21, 2009 Retained 2nd Attorney
                May 28th - Filed for Ch 7 (FINALLY!)
                9/11/09 - DISCHARGED!!!!

                Comment


                  #9
                  I dont

                  Really understand how all this works, the reaffirmation I got from Capital one had to be signed by the attorney or a judge? didn't yours? also are you able to negotiate with them if there is an order of stay?
                  Maybe I will call Capital one an ask them if I can sign something that does not need to go through the attorney?
                  I am so confused...

                  B
                  B x
                  filed Ch 7 Oct 31st 2008.
                  341 Dec 10th 2008.
                  DiSCHARGED Feb 10th 2009

                  Comment


                    #10
                    the trustee was almost comical..he questioned the guy before me and asked why his wedding ring (lots of stones on it) wasnt listed in the BK...the idiot guy said it was only 3000 bucks and that it wasnt worth his time listing...the trustee wasnt amused....This guy even started his own car leasing company...for all six of his family's vehicles...this guy was work of art....the whole room of about 20 people kinda smirked as the guy and his entourage left the hearing...He had 5 creditors there....
                    9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

                    Comment


                      #11
                      Originally posted by editordwc View Post
                      the trustee was almost comical..he questioned the guy before me and asked why his wedding ring (lots of stones on it) wasnt listed in the BK...the idiot guy said it was only 3000 bucks and that it wasnt worth his time listing...the trustee wasnt amused....This guy even started his own car leasing company...for all six of his family's vehicles...this guy was work of art....the whole room of about 20 people kinda smirked as the guy and his entourage left the hearing...He had 5 creditors there....
                      LOL!!! Was the 341 extented by the Trustee??!!??
                      May 2008 Hired 1st Attorney/Stopped paying CCs
                      May 21, 2009 Retained 2nd Attorney
                      May 28th - Filed for Ch 7 (FINALLY!)
                      9/11/09 - DISCHARGED!!!!

                      Comment


                        #12
                        I dont know B, I am current on all and I may be the confused one....the cu indicated they will reaffirm, but i havent signed the papers yet....my atty said if I stay current on all these, considering that current state of the economy, they would prolly leave me alone... ....I will have to wait and see and keep current...
                        9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

                        Comment


                          #13
                          No Liz...much to my shock, the trustee goes...thats all I have..I was like huh?
                          9/15/08 First meeting with atty;10/30/08 Retainer/filing fee paid; 11/4/08 Signing day;11/11/08 Filing Day; 12/11/08 341 @ 830am..went FAST...hello 60 Day Club 2/18/09 DISCHARGE !! 2/23/09 CLOSED

                          Comment

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