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    Schedules and paperwork

    I retained my lawyer beginning of this week and filing in February. The staff went over a packet with me and sent it home with my to fill out. It has tons of things but nothing about the means test, or anyway for me to do any type of calculations.

    I am worried because I have been reading on here that most people have worksheets asking specific questions.

    The packet I have is just things like...furniture worth..dishes worth..and then for each credit card it is a whole page of questions. Is this the normal procedure? My lawyer acts like we are way under the means test but by my calculations we are really close.

    Also, what worth do I put on items like furniture and guns? I know ebay value but what is an approximate value...right now I have furniture(700) dishes and kitchen appliances(200) toys(500) clothes(1000 for 3 of us) does this look about right?

    Thanks

    #2
    Yes it's normal.
    Not E bay that's retail. use garage sale pricing
    how about toys $1.00 each dishes $20.00 for the set. the GUN it's an old piece of junk that needs work righttttttttttt....
    Chapter 7 07/30/2008
    341 09/17/2008
    Discharge 11/21/2008

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      #3
      My packet was exactly like yours. I put down lump sums and didn't itemized anything like what other people on here have done.
      Chapter 7 filed 10/21/2008
      341 - 11/26 went smooth NO ASSET
      Took 115 days after 341 - But Finally DISCHARGED 3/25/09

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        #4
        Ok, great. On one of the questions it asks about deposits. It says any deposit--Do I put that we put down 1000 deposit(400 for a pet) down on rental and then we got 400 back when we realized our dog was banned here. So the landlord still has 600-do I put that-will they take it and will the landlord know we are filing-I hope not because we really want to use him as a reference on next rental.

        Also, we had to put a 75 deposit down for a trash/sewer bill. The bill is only like 30 a month but we had to put 75 down. Do I put that down?

        Will the trustee no doubt take this money?

        And one more thing--It asks for former names...I was really stupid when I was 19 and got married for 5 months. I really really do not want anything that has my ex' name on it anywhere on my paperwork but it asks for divorce decrees and former names in the last 8 years.

        I do not want him knowing anything about me filing or where I live or anything. (personal reasons) In those 5 months we bought a truck together but I got it off my name in the divorce and they still put it on my credit report every January but I call and they take it off. As far as I know it is paid off or more like probably repo'd. Will this be a problem?



        thanks!

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