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    Moving & Credit check

    I found a place to move to and filled out an application. I didnt even think about the ramifications of having a credit check run on me. Will the trustee/Bk Court see that and be mad or something? Do they even check your credit report?
    Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09
    Discharged 4-17-09!!!
    Reason for filing: Medical, NOT irresponsibility with credit.
    "Sometimes you have to fall before you fly"

    #2
    If you move before the 341 then you will need to alert the court to your change of address, I"m not sure if you'd have to amend the forms or how you'd do that.

    Other than that I do not thing it will make any difference. Be sure to let your lawyer know that you are moving and when as well as the address.
    May 31st, 2007: Petition Filed by my lawyer
    July 2nd, 2007: 341 Meeting Held
    September 4th, 2007: Discharged and Closed.

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      #3
      I wont be moving (if approved) until 2-1-09. My 341 is on 1-29-09.

      Im ok with that, but what about them running my credit? Will I catch hell for having my credit checked through the bankruptcy court or trustee?
      Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09
      Discharged 4-17-09!!!
      Reason for filing: Medical, NOT irresponsibility with credit.
      "Sometimes you have to fall before you fly"

      Comment


        #4
        Originally posted by Intoodeep80 View Post
        I found a place to move to and filled out an application. I didnt even think about the ramifications of having a credit check run on me. Will the trustee/Bk Court see that and be mad or something? Do they even check your credit report?
        Most landlords - especially apartment complexes will run your credit report. The trustee/court could care less if/when you move - BUT - one thing that might impact your case is the $ amount of the new housing, as compared to the cost of the old housing.

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          #5
          Originally posted by Intoodeep80 View Post
          I wont be moving (if approved) until 2-1-09. My 341 is on 1-29-09.

          Im ok with that, but what about them running my credit? Will I catch hell for having my credit checked through the bankruptcy court or trustee?
          You should be fine if you are moving after the 341. At the 341 the Trustee will ask if anything has changed. Assuming your not approved and not moved yet, nothing has changed
          May 31st, 2007: Petition Filed by my lawyer
          July 2nd, 2007: 341 Meeting Held
          September 4th, 2007: Discharged and Closed.

          Comment


            #6
            Originally posted by Intoodeep80 View Post
            I wont be moving (if approved) until 2-1-09. My 341 is on 1-29-09.

            Im ok with that, but what about them running my credit? Will I catch hell for having my credit checked through the bankruptcy court or trustee?

            I don't see why they would care. If it comes up, you can just give them your explanation; lower rent, better area, more room for family, etc.
            Filed Pro Se: 10/16/2009
            341 Scheduled: 11/23/2009
            Last Day for Objections: 1/22/2010
            Discharged: 1/28/2010

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