Approved for Cap One Auto Finance

Hi,

I was wondering if someone could shed light on this. I used Lending Tree to see if I could get a car loan for 20,000. I got an email shortly after that said I was approved, just need to call with info supposedly.

But here's the strange twist. We included 2 Capital One accounts in our BK that was discharged in March 2008, and they weren't small.!!! The combined amount was around 35,000.

So my question is, can it even be possible that I was approved? And I will say the rate was excellent. 6.15%

A good friend with fair credit was recently approved by CapOne for a $15k auto loan on a used 2008 vehicle. The interest rate was 9% but nonetheless, a very easy loan to acquire. At the last minute they surprised her by making her put $1600 down. Other than that, seems to be very legit.

I was able to secure a $27k car loan through Capitol One on a 2006 with 9.5% interest and $0 down 3 months after being discharged from Ch7.