Discharge questions

[Jadelove99]

Hello all,

I am new here, I do have a question, it might be really silly to asked this question but here goes.

My chapter 7 was discharge around two years ago. My bank just merged with Chase, they were listed as one of my creditors, can they attempt to collect on and old balance?

[liz417]

Hi,

I would say NO, as long as the original creditor (WAMU right?) was included in your Matrix, it was discharged with your ch 7.

[magyar123]

No - the debt is discharged, and your bankruptcy closed. Which doesn't really mean that you won't get hassled by some junk debt buyer if Chase doesn't differentiate between bad/charged off debts and debts that were previously legally discharged in bankruptcies. Google the article "Prisoners of debt".