Question on schedule F...

[hboyd4]

I'm filing chapter 7 by myself. I am slowly chipping away at some ofthe paperwork. I am schedule F which is creditors holding unsecured nonpriority claims. I am listing all my creditors and there is a box that says:

Date claim was incurred and consideration for claim. If claim is subject to setoff, so state.

What date am I putting in? The date I charged purchases to my card? Or the date they sent out a collection notice? If it is the date I charged purchases, then it is a span of a few years... do I put that?

And then is the amount of claim the amount I owe as of today?

thanks a million everyone! I'd be lost without all of you!

[dingdong]

You can put the date you incurred charges, up to the last date of charges and the amount known to date.

For CC charges you incurred 2005-2008, you can put 2005-2008 and the amount from your last statement.

IF you have a CA for the same CC, you can list the CA, and then put "duplicate, HSBC ( or whatever CC you have) or you can write "listed out of caution", in the amount next to the CA, don't include an amount, you want to have a total of all debt, when there is duplicate, dont
include the duplicate amount.

[dingdong]

Have you bought the NOLO book yet?

THere is a coupon code for 10.00 off,, check my posts and you should be able to find it, makes the E book about 8.00 and you get it right away as a download. It is very helpful.

[hboyd4]

Thanks so much dingdong! I really appreciate. I have checked out the book from my library and I used up my renewals on it. I need to go buy it. Thanks again... I'll check for your code. Thanks!