Hi, I'm new here.
Hi everyone! I'm new here and I am so happy to have found this forum. I never thought I would be filing for bankruptcy but here I am. I will be seeing an attorney this afternoon so, I hope all goes well.
Here is my story: Got married in 2000, my hubby did not have a green card so I applied for him to receive one. This meant attorney fees which ofcourse, I paid. Because of his legal status, he could not find stable employment so I frequently footed all the bills sometimes resorted to my credit cards when times got tough. Green card got denied in 2002 due to previous immigration problems (deportations), so we appealed (I was still paying attorney fees, rent, etc., etc.). 2003 we received final denial. Hubby got depressed due to green card denial, our relationship deteriorated, I left him 2004, divorce was final 2005, now I'm stuck with $30,000 in credit card debts all in my name. I only make about $26,000 a year. Tried to get ex to help me pay since he helped me incur the debt but he refused!
To top things off, I have been dating a wonderful man for a year now and I just found out I'm pregnant! I'm very happy about my baby but I'm not sure what the future will bring. My baby's daddy also has a lot of debt. I feel the only way out for me is to file for Chapter 7.
Here is my story: Got married in 2000, my hubby did not have a green card so I applied for him to receive one. This meant attorney fees which ofcourse, I paid. Because of his legal status, he could not find stable employment so I frequently footed all the bills sometimes resorted to my credit cards when times got tough. Green card got denied in 2002 due to previous immigration problems (deportations), so we appealed (I was still paying attorney fees, rent, etc., etc.). 2003 we received final denial. Hubby got depressed due to green card denial, our relationship deteriorated, I left him 2004, divorce was final 2005, now I'm stuck with $30,000 in credit card debts all in my name. I only make about $26,000 a year. Tried to get ex to help me pay since he helped me incur the debt but he refused!
To top things off, I have been dating a wonderful man for a year now and I just found out I'm pregnant! I'm very happy about my baby but I'm not sure what the future will bring. My baby's daddy also has a lot of debt. I feel the only way out for me is to file for Chapter 7.
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