I filed Chapter 7 (no asset where debts are primarily non-consumer debts, presumption of abuse does not arise, have a lawyer) two weeks ago and the 341 meeting scheduled in two weeks.
Shortly before filing I made $3500 in charges on a particular credit card, $2500 of which were legal fees for a lawyer's retainer (unrelated to bankruptcy). I did not have sufficient funds to pay cash for the $2500 retainer, but needed the legal representation.
I had intended to repay the $3500. Debt was not listed in the forms (which were prepared before the charges were made). However, today when I tried to log into the account, my account is "no longer viewable online". (The same message appeared at another creditor whom I did list, so I assume this indicates knowledge of the bankruptcy). I cannot recall how exactly I spent the other $1000, since I cannot log into my account.
Questions: This creditor was not listed, but is apparently aware of the bankruptcy filing through some other means such as a credit report?
Am I advised to take any action, or no action, regarding payment of this account? Do I need to make any statement of this to the Trustee? Amendment to my forms?
Shortly before filing I made $3500 in charges on a particular credit card, $2500 of which were legal fees for a lawyer's retainer (unrelated to bankruptcy). I did not have sufficient funds to pay cash for the $2500 retainer, but needed the legal representation.
I had intended to repay the $3500. Debt was not listed in the forms (which were prepared before the charges were made). However, today when I tried to log into the account, my account is "no longer viewable online". (The same message appeared at another creditor whom I did list, so I assume this indicates knowledge of the bankruptcy). I cannot recall how exactly I spent the other $1000, since I cannot log into my account.
Questions: This creditor was not listed, but is apparently aware of the bankruptcy filing through some other means such as a credit report?
Am I advised to take any action, or no action, regarding payment of this account? Do I need to make any statement of this to the Trustee? Amendment to my forms?
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