Tax Refunds/ EITC

[drivermom]

I got a letter from the trustee saying I have to send in copies of my taxes. I understand that they may want to take all or a portion of my refund. The question I have is this. I didn't make much money in 2008, I believe I will get a refund but it will be mostly due to the Earned Income Tax Credit. I live in Minnesota, is this exempt from them taking any of it? I need the refund to get my vehicle fixed and to pay my mortgage for a month or 2. I tried calling my attorney's office and spoke with the person who answered the phone but I don't think she understood what I was asking. I asked to speak with one of the paralegals but she wouldn't let me. Any insight? i will try calling my attorney office again too.

Thank You!

[NowImDownInIt]

If it is in your plan documents that your trustee can take your refund, then your trustee can and WILL take your refund. Some trustees take all of it, some take the first $1000 or anything over $1000.

I would look over your plan for answers.

I am at 100% payback so they won't be taking mine, though, my trustee doesn't generally take refunds unless you are behind.

[drivermom]

Thank You

Thank you for your response, I did talk to a paralegal in my lawyers office. she said the best thing for me to do is to send in copies of my taxes and also send a letter with them asking to keep my refund and to explain what I need the money for. I will give that a try and see how it goes. I'm not behind in my payments so hopefully it will work.

Thanks again.

[brokeNconfused]

it should have been noted in your hearings. In my 341 others were forced to give half throughout the plan. I was not required.