Utillites

Can my electric company turn me off, if I am including them in my bankruptcy? Or cable, or anything like that? I am really nervous about that.


Help!! (please)

Our attorney told us Yes they could and most likely would turn you off. Can you get the services in just one of your names if you are married? That is what we did. Then we just paid for that persons bills and filed on the others.

I think a general rule of thumb is that anyone that you are including in your bankruptcy will likely cease doing business with you, at least temporarily. At least that's how I understand it.

If you file bankruptcy and include a debt to your credit card company, you don't expect them to keep letting you make charges right? Same goes for phone or utilities, if you aren't current and you try to get a debt you owe to them cleared, than you cannot expect them to continue providing service to you.

from what I understand in CT at least, you can include them, and during the period between filing, and discharge they cannot shut off your services but after discharge they can (this will clear you of the bill, but you will have to find other utility services), and require a huge security deposit to open an account in the future with them.

Utilities and cable are not the same thing. Utilities cannot shut you off while the automatic stay is in place. Afterwards, though, they can require a security deposit. Services, like cable, cell phone, etc. do not fall under the same umbrella. I don't know which side of the line a telephone would be.