authorized user on a credit card account

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Does anyone know how to handle a credit card debt where I was the authorized user on the account? I am very close to filing Ch7 as the deadline looms, but I am stumped on how to handle this account where I am the authorized user only. It even appears on my credit report as an 'authorized user account'. If I try to discharge, will this adversely affect the account owner/holder?

Also, does anyone know if the Judge or Trustee ever sees a copy of you credit report from any of the 3 major bureaus? Do they check your discharged/listed debts against your credit report? Just curious on this last part?


Any help would be appreciated,

Thanks,

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