Thanks for all the advice before...
Just want to update you guys on the auto loan with the credit union....
I spoke with their bankruptcy dept yesterday and told them I have an attorney and should be filed any day now. They told me I could keep the car no problem and that they do not use the cross-collateralization unless I am behind on all loans AND the car loan.
They told me I can reaffirm the car or just keep paying on time.
It seems too easy. Do I need something in writing to be sure the cross-collateralization is not an issue?
Just want to update you guys on the auto loan with the credit union....
I spoke with their bankruptcy dept yesterday and told them I have an attorney and should be filed any day now. They told me I could keep the car no problem and that they do not use the cross-collateralization unless I am behind on all loans AND the car loan.
They told me I can reaffirm the car or just keep paying on time.
It seems too easy. Do I need something in writing to be sure the cross-collateralization is not an issue?
Comment