"Cleared to Close" 15 months after Chapter 13 Discharge [Archive]

tkfourtwo1

03-18-2009, 09:14 AM

Our FHA Cash-Out Refi was given the "cleared to close" status today, with closing set for Monday afternoon. I was very worried because it had to go through manual underwriting. But the Loan Officer said it came thorugh very clean. We can now use that to pay off a car loan, so the only debt we will have is the mortgage itself. The rest can go to home improvements, like a new HVAC before the summer arrives.

There is hope and a new begining after Bankruptcy.

File Chapter 13: 9/17/03
Discharged: 12/12/07
FICO Score Today: 709



	Bankruptcy Forum > After the Discharge > Mortgage after BK > "Cleared to Close" 15 months after Chapter 13 Discharge PDA "Cleared to Close" 15 months after Chapter 13 Discharge tkfourtwo1 03-18-2009, 09:14 AM Our FHA Cash-Out Refi was given the "cleared to close" status today, with closing set for Monday afternoon. I was very worried because it had to go through manual underwriting. But the Loan Officer said it came thorugh very clean. We can now use that to pay off a car loan, so the only debt we will have is the mortgage itself. The rest can go to home improvements, like a new HVAC before the summer arrives. There is hope and a new begining after Bankruptcy. File Chapter 13: 9/17/03 Discharged: 12/12/07 FICO Score Today: 709 oldhack 03-18-2009, 11:44 AM Good for you, and best wishes on your 'fresh start'.