Keep my Tax Refund??

[peppylady]

I was discharged on March 5, 2009. It was an asset Chapter 7. I received my tax refund. Do I keep it or send it to the trustee? I also owe for my personals I went ov3er by 1100.00. He never asked for it. What could happen here?

[socal]

I would imagine you could keep it if he didn't mention it at your 341 meeting? I would personally wait till your case is closed.

[KOSMOS]

Chapter 7 - No Assets : Do I keep my refund? 341 meeting coming up

Hi,
I filed a C7-No Assets case on March 6, 2009, credit card debt amounts to $130,000 (yes, it is not a typo: one hundred thirty thousand dollars).

Requested to waive the fee: Denied this week.
April 14 scheduled 341 meeting.
I owe about $9,000 to friends that supported me through an accident, eviction and almost 2 years of unemployment. I did not listed on the debts.
Do I keep my refund or would they want to take it?
My salary barely pays my current bills: rent, , cell, coned and gas to cook. I cut everything else: no cable, no internet and no phone at home.
Should I bring a "detailed list of all of my expenses to the 341 meeting?
I would appreciate any advise, could not afford a lawyer either.

K.