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I've got a new (to me) car!

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    I've got a new (to me) car!

    I got approved for a nice loan at 9.4% (a little higher than what the CUs are offering, but still decent), and had to have SO cosign with me, but it's good.

    I wasn't planning on getting a new car until mine was totaled last week in an accident.

    I now have a 2002 Nissan Altima, 72K in miles. Not bad. To top it off they were hard up to get me to buy that they were willing to lower the cost by 2K when I said I was interested in a Chevy Aveo from Enterprise.

    I put 2K down from my settlement, so I think I did pretty well.
    sigpic
    Filed - 11/19/08;341 - 12/22/08
    Discharged - 2/23/09 ;Closed - 3/6/09
    Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

    #2
    Hello I am so happy you got a new car and that is an awesome loan rate considering you just finished your BK.

    I was wondering on your tag it says 341: 12.......

    What does that mean?
    Tim 2 Briana 27 Zoe 2
    Filed 01 - 2004
    Complete 04 - 2009
    Discharge Soon!!

    Comment


      #3
      Congratulations on your new car! Sounds like a good rate for you considering you were just discharged!
      Filed CH 7 9/30/2008
      Discharged Jan 5, 2009! Closed Jan 18, 2009

      I am not an attorney. None of my advice is legal advice in any way..

      Comment


        #4
        Originally posted by TimandBriana View Post
        Hello I am so happy you got a new car and that is an awesome loan rate considering you just finished your BK.

        I was wondering on your tag it says 341: 12.......

        What does that mean?
        It is very awesome, considering when I contacted my credit union who said that anyone who had decent credit was getting an 8.5% rate, so I can't complain really.

        It also helps SOs credit too, since it's a joint loan. I will hopefully pick up the car today. If not then I'm sure tomorrow. I'm just waiting for a call from the dealership.

        As for the sig, 341 is for the creditor's meeting. If you search the Ch.7 and 13 subforums, you'll find info about them.
        sigpic
        Filed - 11/19/08;341 - 12/22/08
        Discharged - 2/23/09 ;Closed - 3/6/09
        Got my first post BK credit line - car loan - 4/9/09 On my way to recovery.

        Comment

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