So, after just mentioning bankruptcy one time to Juniper Credit card. They come crawling back to me, asking me to re-consider filing a BK. Noting programs and such, even the monthly statement says.
IMPORTANT ACCOUNT INFORMATION
We have received notification of your intention to declare bankruptcy. If you should change your mind, we have several payment programs that may be able to dramatically reduce your minimum payment, interest rates, and waive late fees and over credit line fees.
So, just if you just want to get the bank to lower your interest rate, tell them your filing BK and stop paying. I told Juniper about my intent just two short months ago, and already they are willing to work out something. Without the aid of a Credit Counseling Agency.
I still will be sticking to my guns and filing my BK anyway, but this may help some other folks.
IMPORTANT ACCOUNT INFORMATION
We have received notification of your intention to declare bankruptcy. If you should change your mind, we have several payment programs that may be able to dramatically reduce your minimum payment, interest rates, and waive late fees and over credit line fees.
So, just if you just want to get the bank to lower your interest rate, tell them your filing BK and stop paying. I told Juniper about my intent just two short months ago, and already they are willing to work out something. Without the aid of a Credit Counseling Agency.
I still will be sticking to my guns and filing my BK anyway, but this may help some other folks.



Comment