Convert to Chpt7 or not...please advise...

[PI_Lvr]

We filed Chpt13 in Feb05 and are now going through divorce. I don't want to keep the house (only in my name) and would like to sell and pay off 100%, but it looks like I may be about $10k short, after all fees are paid. Lawyer says we can convert to Chpt7 before Oct17 since we just want to get rid of the house. I'm worried that Chpt7 looks worse to a bank than a Chpt13 for the future and don't really know which way to go. I could also dismiss and go on my own but then I'm still short with paying off. Any advise would be greatly appreciated.

John

[HHM]

At this point, your credit report is the least of your worries...if the only thing stopping your from converting to chapter 7 is your credit rating, get your priorities in order, and convert to a 7 ASAP, you will be happy you did in the long run.