Regardless of whatever anything says, your student loans are not discharged... [Archive]

HHM

04-26-2009, 07:59 AM

Ok, this question is getting to repetitive...so let's address it once and for all.

Regardless of what your credit report says, regardless of what the idiot agent at your student loan servicer says, STUDENT LOANS ARE NOT DISCHARGED in bankruptcy.

Also, there is NO Distinction between private and government student loans in this context. The BK code simply states "loans...for an educational purpose".

The ONLY TIME student loans are discharged in bankruptcy is if YOU file an adversary proceeding in bankruptcy court and demonstrate that paying your student loans would be a financial hardship.

There is no accidental discharge of your student loan. If you didn't file an adversary proceeding, your student loans ARE NOT DISCHARGED.



	Bankruptcy Forum > After the Discharge > Student loans > Regardless of whatever anything says, your student loans are not discharged... PDA Regardless of whatever anything says, your student loans are not discharged... HHM 04-26-2009, 07:59 AM Ok, this question is getting to repetitive...so let's address it once and for all. Regardless of what your credit report says, regardless of what the idiot agent at your student loan servicer says, STUDENT LOANS ARE NOT DISCHARGED in bankruptcy. Also, there is NO Distinction between private and government student loans in this context. The BK code simply states "loans...for an educational purpose". The ONLY TIME student loans are discharged in bankruptcy is if YOU file an adversary proceeding in bankruptcy court and demonstrate that paying your student loans would be a financial hardship. There is no accidental discharge of your student loan. If you didn't file an adversary proceeding, your student loans ARE NOT DISCHARGED.