Best credit monitoring/protection against merging credit files..

Hi guys/gals,

I was discharged last year and I was curious wants the best way to protect from identity theft.. I mean who would want to steal my crappy credit right? hahaha..

However, I heard on the news about possible credit files merging with other people? Has anyone heard of this? Is there anyway to protect that from happening? Like putting a monitoring service from 3 credit companies?

I just want to make sure I start clean and not have any identity thefts to take advantage of me/people... thanks

Identity Guard. If you have a Costco membership it's $7.95 for all 3 with a free credit pull every month.

Identity Guard. If you have a Costco membership it's $7.95 for all 3 with a free credit pull every month.

Do you use either the identity guard or costco one? I've read that lifelock got some negative feedbacks..

Has anyone heard about credit files merging with another credit file? How is that possible? I just want to know some tips to prevent that stuff from happening.. thanks

Do you use either the identity guard or costco one? I've read that lifelock got some negative feedbacks..

Has anyone heard about credit files merging with another credit file? How is that possible? I just want to know some tips to prevent that stuff from happening.. thanks

Or is Credit files merging a myth and the news is just promoting something to scare people to purchase services like identity gaurd or lifelock? :unsure: