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anyone give me any advice on foreclosure?

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    anyone give me any advice on foreclosure?

    I am so confused by all this, We put in for our loan mod April 7th, they told us it will take 45-90 days to review and they will not start foreclosure, while in review, Well I get 2 letters from an attorney for wells today plus lots of other papers, I call Wells they said that it was in active foreclosure from May 7th but no sale date had been set....... (scratch my head), she was very nice and she said I cannot pull up your loan mod info give me all info again..... so i did and she said she had got it to pre approve something...... I am so confused, she said to call weekly about the sale date, so i will...... I also asked about deed in lieu which i would prefer, she gave me another number....... (have a feeling loan mod will not come in time or not be worth it) so anyone have a stab at a guess on how long it will be for them to have a sale date and how long i get to leave after that?I do have a rental I could take from July 1st.... $700 a month less than my mortgage. I am sick with nerves I want this all to be over....... it has been a long year with the bankruptcy and now this...... It would have been nice to stay here but it is too much money each month and it is $70k plus underwater.

    any one any ideas?



    Thanks...
    B x
    filed Ch 7 Oct 31st 2008.
    341 Dec 10th 2008.
    DiSCHARGED Feb 10th 2009

    #2
    Try www.loansafe.org for info on loan mods and phone numbers to people that can actually get something done ( For example the correct people in the loss mitigation dept at your lender.) It is a great , free site with a wealth of info on loan mods, there is a forum there as well.

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