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Need Help Listing Creditors for Matrix & Schedule F

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    Need Help Listing Creditors for Matrix & Schedule F

    I'm working on filing Emergency Chapter 7 pro se, and am confused about the creditors listing - some of my accounts have had a number of collection agencies involved, and I also find the original creditors' names shown differently (like American Express, American Express TRS Inc) along with several different addresses for the same company.

    Do I list all the collection agencies or just the original creditor?
    Do have to have the exact legal name of the creditor, or can I just pick one name and address to be covered?
    Do I include my landlord, phone co., internet provider when I don't want to have any debt discharged with them?

    Please help, and fast!! Thanks!!

    #2
    You should list all - original and collection agencies.
    I didn't list any of my utilities or regular bills and I made sure they were paid up as soon as I could.
    It's a good idea to list more than one address if the creditor has more than one and you don't know which is the main address.

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