Capital One...Sneaky...
All this time that we have been not paying on our CC's, (4.5 years), and not once did they ever offer us a reasonable repayment plan. Well, now.... AFTER we filed a Chapter 7 BK, they are offering us a brand new credit card. To transfer the old debt as a "special purchase", so no interest while we repay the old debt. They will be so nice as to start us off with a $1 credit limit, and after our first payment, raise that to $50, and so on..... AFTER we filed! 
I say NO WAY!!! 
I think they are so sneaky. They aren't allowed to try and collect now that we've filed... so they pull this crap? I know we have the right to refuse, and can just throw mail away from them, but I think they shouldn't be allowed to make offers like this after someone files. I feel like it is still their way of trying to collect. Why couldn't they make us an offer like this 3-4 years ago? Maybe we could have worked out something like that before all the fees and crap were added....
Sorry for venting... this just made me mad... of course, I also had to laugh, their loss....
Anyone else get offers like this after filing? Just wondering.... Thanks for reading!
I say NO WAY!!! I think they are so sneaky. They aren't allowed to try and collect now that we've filed... so they pull this crap? I know we have the right to refuse, and can just throw mail away from them, but I think they shouldn't be allowed to make offers like this after someone files. I feel like it is still their way of trying to collect. Why couldn't they make us an offer like this 3-4 years ago? Maybe we could have worked out something like that before all the fees and crap were added.... Sorry for venting... this just made me mad... of course, I also had to laugh, their loss....
Anyone else get offers like this after filing? Just wondering.... Thanks for reading!
(LOL) You would like to keep more of what's in your wallet.
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