13 after a 7

[Starchild 1066]

I know that once you file a chapter 7 BK, you're prevented from filing a 7 again for 6 or seven years. Can you file a 13 during the time period you're excluded from filing another 7?

[concerned]

I know that once you file a chapter 7 BK, you're prevented from filing a 7 again for 6 or seven years. Can you file a 13 during the time period you're excluded from filing another 7?

Don't know the answer--curious myself!

[sunshine08]

Well with the new laws, either will be difficult. I am pretty sure that it doesn't matter chapter 7 or 13, the time frame is the same. SO to answer your question, NO, I doubt it.
I am sure one of the moderators can give you an absolute answer.

[originalhealer]

I was just looking into the same thing two days ago. Before Monday, you could file a 13 right after a 7 discharge, I believe. Unfortunately, with the new law, you cannot receive a 13 discharge if you filed for a 7 in the last four years. In addition, they make you jump through so many hoops to file either way now, that I didn't think it was worth the trouble.

[hhou812hh]

I know that once you file a chapter 7 BK, you're prevented from filing a 7 again for 6 or seven years. Can you file a 13 during the time period you're excluded from filing another 7?

Under the new law these so called "chapter 20" filings for a super discharge are no longer allowed.

[StaciMM]

Under the new/current law there must be 4 years to pass after your ch 7 before you can file ch 13.