Should I look for new auto insurance?

[TiVoMan]

My auto insurance, one credit card and two checking accounts are all with the same company. Can they not renew my policy if I owe them money? About 8K from both checking and the credit card.

[StaciMM]

Most likely the auto insurance is not related to the credit card. But, if you want to shop around-no harm in that. I've heard that GEICO does not check credit but I know that Allstate does. (We tried to change to them recently, they offered better rates than what we have but DENIED.)

[Jenn]

Geico does, and so does Progressive, Im with Nationwide and I have GREAT rates! I think using a credit score to quote insurance is so stupid, but, they do whatever they can to make more cash.

[TiVoMan]

I should of mention that its USAA. If you been in the service or your parents have you should know what company this is.

Thanks for the replies so far.

[FloridaGirl]

Geico does, and so does Progressive, Im with Nationwide and I have GREAT rates! I think using a credit score to quote insurance is so stupid, but, they do whatever they can to make more cash.

I completely agree. They should look at your driving record only. I was trying to figure out why they use a credit score and I came up with my own reasoning. Perhaps they view someone with a bad credit score as desperate. Perhaps they think a person with a bad credit score is more likely to purposely get into an accident and fake injuries just to get a settlement out of their insurance company. Perhaps they think a person with a bad credit score would be desperate enough to do this so they could pay back some of their creditors. Perhaps I don't know what I am talking about and I should just shut-up.