private student loans [Archive]

loko2012

07-07-2009, 01:57 PM

Crazzyjen

07-28-2009, 06:06 PM

Wells Fargo (private student loan lender that was not discharged in my chapter 7). I am paying them $300 a month. .they refuse to settle and want the full loan balance of $20K paid.

Can they report to the credit bureaus? My positive or negative payments post bankruptcy??

If I don’t pay , I believe they cam garnish my wages up to %15 of my pay, is this correct? And can they continue to harass and call me post bankruptcy?

I had private loans through Sallie Mae before I filed Chapter 7. I also had regular student loans. My lawyer told me not to pay any loans but that after I will still be responsible for them. Well unfortunately for me, I didn't take his advice. I never paid late on my loans but when I filed I stopped receiving statements from them. I called and was told that the loan was in deferment but that once I finish bankruptcy I will still be responsible so I paid as usual. Sallie Mae I did the same thing since I thought it wouldn't be discharged but it was! I paid Sallie Mae 3 months for nothing! They gladly took my money.
If Wells Fargo wasn't discharged you are responsible and yes it will show up on your credit report. Sorry.



	Bankruptcy Forum > After the Discharge > Student loans > private student loans PDA private student loans loko2012 07-07-2009, 01:57 PM Wells Fargo (private student loan lender that was not discharged in my chapter 7). I am paying them $300 a month. .they refuse to settle and want the full loan balance of $20K paid. Can they report to the credit bureaus? My positive or negative payments post bankruptcy?? If I don’t pay , I believe they cam garnish my wages up to %15 of my pay, is this correct? And can they continue to harass and call me post bankruptcy? Crazzyjen 07-28-2009, 06:06 PM Wells Fargo (private student loan lender that was not discharged in my chapter 7). I am paying them $300 a month. .they refuse to settle and want the full loan balance of $20K paid. Can they report to the credit bureaus? My positive or negative payments post bankruptcy?? If I don’t pay , I believe they cam garnish my wages up to %15 of my pay, is this correct? And can they continue to harass and call me post bankruptcy? I had private loans through Sallie Mae before I filed Chapter 7. I also had regular student loans. My lawyer told me not to pay any loans but that after I will still be responsible for them. Well unfortunately for me, I didn't take his advice. I never paid late on my loans but when I filed I stopped receiving statements from them. I called and was told that the loan was in deferment but that once I finish bankruptcy I will still be responsible so I paid as usual. Sallie Mae I did the same thing since I thought it wouldn't be discharged but it was! I paid Sallie Mae 3 months for nothing! They gladly took my money. If Wells Fargo wasn't discharged you are responsible and yes it will show up on your credit report. Sorry.