How do you dispute these accounts?

[aces67]

We have one account that was included in Bk but is reporting on Experian as Open/Past due. We disputed with Experian using inlcuded in Ch 7 Bankruptcy. We gave the petition date and everything and they said they were able to verify it and it is open and past due.

I'm drafting a letter right now to send out to the creditor along with a copy of our discharge. How difficult is it going to be to fix this? It's a small medical bill.

[jennordhavn]

Most of my accounts that weren't listed as IIB updated when I disputed them. HSBC and Macy's were two that didn't. I wrote a letter to Macy's and it was updated. HSBC still shows C/O but with a zero balance. Also, I have a private student loan that was showing IIB that wasn't, I disputed it and it was updated. But I noticed that this month it is back to reporting IIB.

If you write to the creditor, it may be updated. It's worth a shot.

It is such a pain to keep up with all of this stuff! Luckily, most of my stuff will be off my reports when I try to get a mortgage in 2011 so I'm not too worried about it.