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    #1

    Credit report repair questions

    I have a question about my discharged debts through my ch 7 bk on my credit report...

    I signed up for TransUnions credit report service. About 1/2 of my discharged debts are reported "closed - discharged in bankruptcy" but the other 1/2 say "DEROGATORY" as the status. Some will say "DEROGATORY" and say bankruptcy underneath.

    Should I dispute the "DEROGATORY" statuses and dispute that they be switched to "closed" instead?
    Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09
         Discharged 4-17-09!!!
    Reason for filing: Medical, NOT irresponsibility with credit.
    "Sometimes you have to fall before you fly"
    Tags: None
    #2
    If it was included in BK it is still derogatory. About half of mine are listed this way. I don't think you can dispute that...but it can't hurt either.........LOL.
    Filed Ch. 7 Pro Se: 12/11/08
    341 Meeting: 1/7/09
    Trustee's Report of No Distribution: 1/9/09
    Discharged: 3/10/09

    Comment

      #3
      Found that out 'key derogatory' and 'derogatory' are there to stay... Oh well.
      Retained bk7 laywer 8-12-08, Filed 12-22, 341 Meeting Scheduled 1-29-09
             Discharged 4-17-09!!!
      Reason for filing: Medical, NOT irresponsibility with credit.
      "Sometimes you have to fall before you fly"

      Comment

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