I can't decide what to do.
My home mortgage was listed IIB. My mortco hasn't been reporting it as such. (they're also putting lates on my long gone IIB apt building).
I've procrastinated getting it fixed, figuring my FICO will snap upward once I dispute it.
but....
I just stopped making house pmts. I will leave, but want to delay the move up to a year and save $$.
So, if I call my servicer and remind them the house is IIB, will they say "gee, you're right, here's your NOD".
????
My home mortgage was listed IIB. My mortco hasn't been reporting it as such. (they're also putting lates on my long gone IIB apt building).
I've procrastinated getting it fixed, figuring my FICO will snap upward once I dispute it.
but....
I just stopped making house pmts. I will leave, but want to delay the move up to a year and save $$.
So, if I call my servicer and remind them the house is IIB, will they say "gee, you're right, here's your NOD".
????