Bankruptcy Forum

During loan mod, which mortgage amt to put for payment?

midnight
10-29-2009, 08:07 AM
We had our original loan amount, then received the 1st loan mod payment trial period, and just last week received a second loan mod trial period payment. Which one should I put??? The second loan mod amount is almost 1,000 lower than the 1st loan mod amount. I just worry I'll put the lower amount and it'll get denied and bumped back up to one of the first two original payments.

LimpDisc
10-29-2009, 09:10 AM
Our lawyer said we put whatever were contractually obligated to pay.

We received a temporary loan modification from Citi Mortgage thats goes through January 2010. Our payment is now $155.66 less per month, but we still use the original amount because the modification is only temporary.