I didn't get a statement for last month, and this month only the home mortgage sent out a statement, but doesn't request payment. I want to keep paying these two and these are exempt in MN. How does the timing of the reaffirmation work, and do I call them to let them know I will keep paying? Does this screw up the terms of the loans? Please calm me down, and my 341 is still 5 weeks away.
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You need to keep paying on things you plan to reaffirm. The mortgage company will take your money, they just can't solicit your payment until after your discharge.
Hopes this helps. Oh, and be sure to send it to them in the envelope they provide, because it probably has the bankruptcy department's address on it. They process it differently.Filed Chapter 7, 8/16/05, 341 10/12/05
Discharged 2/16/06, Case Closed 3/8/06
FICA Score (Equifax) as of 10/13/06 - 645
(It was 506 on 10/12/05) -
So when do reaffrim? The equity didn't send anything, I thought I lost it and mailed to previous months address.Comment
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