I need some help plz

[imsoobroke]

I am a 23yr old and i have about over 70,000 in dept. I got two medicals bills that are 30,000 a piece, so 60,000 all together. 800 in dental, 600 in ambulance fees, over 5,000 in x-rays, 2 visits in the er room 650, another 3000 in a doctor visits, and another 1500 in fines with the state. Im only off a few thousand.. if that. I want to make the right aproach here cuz i got my whole life ahead of me and want to make the best decision. Im just getting the ball rolling now and need come guidance here. This all stemed from a automobile accident a year ago and was put on temporary disability for 3 months and my credit was a 720 before the accident. I have been repeatibly not making payments cuz i can't afford it. If i paid them off i would be on the street asking for change. I havn't got my credit score since then but no need to with the dept i have...Its gone to crap no dought. As far as my income goes... I have a part-time job(20hrs a week) at about 150-220wk. Its pathetic i kno but jobs around here are very hard to find. I support myself and have my owm apartment thats 450 month so u can see that im struggling here. ugh! Just barely getting by right now and could really use some help guys. any help would be appreciated

[MSbklawyer]

I am a 23yr old and i have about over 70,000 in dept. I got two medicals bills that are 30,000 a piece, so 60,000 all together. 800 in dental, 600 in ambulance fees, over 5,000 in x-rays, 2 visits in the er room 650, another 3000 in a doctor visits, and another 1500 in fines with the state. Im only off a few thousand.. if that. I want to make the right aproach here cuz i got my whole life ahead of me and want to make the best decision. Im just getting the ball rolling now and need come guidance here. This all stemed from a automobile accident a year ago and was put on temporary disability for 3 months and my credit was a 720 before the accident. I have been repeatibly not making payments cuz i can't afford it. If i paid them off i would be on the street asking for change. I havn't got my credit score since then but no need to with the dept i have...Its gone to crap no dought. As far as my income goes... I have a part-time job(20hrs a week) at about 150-220wk. Its pathetic i kno but jobs around here are very hard to find. I support myself and have my owm apartment thats 450 month so u can see that im struggling here. ugh! Just barely getting by right now and could really use some help guys. any help would be appreciated

Any prospects of getting a settlement on the auto accident case?

[jribe]

what was the circumstance of the accident?

If you weren't at-fault; the other party is responsible for your medical bills and usually some other money for lost work etc.

I had a accident a few years ago; car sustained a lot of damamge and i had about 10k in medical bills- the other party had to cover it all.

If you were at fault; did you have coverage for yourself?

Otherwise- there's really no other option but to try and settle with the medical companies or file bankruptcy.

If you file bankruptcy it should be pretty simple for you. It's all medical bills- so no fraud there...

You would just want to make sure your medical expenses are over before you file so that you don't get in the same situation

I am a 23yr old and i have about over 70,000 in dept. I got two medicals bills that are 30,000 a piece, so 60,000 all together. 800 in dental, 600 in ambulance fees, over 5,000 in x-rays, 2 visits in the er room 650, another 3000 in a doctor visits, and another 1500 in fines with the state. Im only off a few thousand.. if that. I want to make the right aproach here cuz i got my whole life ahead of me and want to make the best decision. Im just getting the ball rolling now and need come guidance here. This all stemed from a automobile accident a year ago and was put on temporary disability for 3 months and my credit was a 720 before the accident. I have been repeatibly not making payments cuz i can't afford it. If i paid them off i would be on the street asking for change. I havn't got my credit score since then but no need to with the dept i have...Its gone to crap no dought. As far as my income goes... I have a part-time job(20hrs a week) at about 150-220wk. Its pathetic i kno but jobs around here are very hard to find. I support myself and have my owm apartment thats 450 month so u can see that im struggling here. ugh! Just barely getting by right now and could really use some help guys. any help would be appreciated

[backtoschool]

[imsoobroke]

It was a accident with full coverage insurance, and only 5000 in health on my auto policy contract. It was my fault as well. Everything is outta the way now....its just the bills i owe. I keep kicking myself in the a** everyday cuz should have over looked my policy more but the tl type s told me to hurry up and drive me.