I am planning to file BK soon still not sure which chapter. If somebody received payment from a health insurance company which was "intended" to pay for medical services provided but payment was made to the insured and not the provider and the insured did not use the funds to pay the provider what is the legal status and dischargeability of debt owed to the provider in either Chapter 7 or Chapter 13? Is there any reason such debt is treated differently in BK because of the insurance company payments?
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