questions about ch. 7 and new rules

[cat]

Hi all, it's been awhile since I've checked in-
I had a ch. 7 discharged earlier this year that I did myself- and now I hear some news that there have been some changes.

Is it true that you can now claim student loans?
how long after a ch. 7 discharge can you go back and add/change something?

Can only attorneys file help others with their ch. 7 filings now?

What else has changed?
And what the heck does 'presumption doesn't arise' mean anyway????

Thanks

[StaciMM]

The changes would not affect you as you filed prior.

No-student loans in general cannot be discharged unless you can prove undue hardship. Its more difficult now to discharge student loans than before.

Mainly, the changes include some extra educational steps, and more guidelines for what can and can't count for expenses.

[StopNAF]

Unknowns

After talking to my attorney, it seems there is alot that both sides are trying to figure out.

If you have student loans, you have to pay them back!

There are only 2 ways to get out of student loans.

1. If you still owe money after 25 years it will be forgiven
2. You don't want to know the last one
   

My attorney taught a class for other attorney regarding the "means test" and I was her first "means test" recipient. Since, I am the Guinea Pig I get a discount lol

[Minnymouth]

Okay,
You still cannot get student loans discharged in bankruptcy unless its for hardship cases.

BUT NOW - THEY CAN take your social security benefits and take part of it for old student loans........ new law just passed.!!!

What will they think of next???