With Sincere apologies to Max Ehrmann
Go placidly amid the credit card offerings,
and remember what peace there may be in cash payments.
As far as possible without surrendering property
be on good terms with all banks and loan companies.
Speak your truth quietly and clearly;
there will be a microphone near you,
even the dull and the ignorant;
can be trustees too.
Avoid greedy and aggressive trustees,
they are damaging to the sanity.
If you compare yourself with others,
you may thank your lucky stars;
for always there will be people with greater problems than yours.
Enjoy your small problems as well as your big plans.
Keep interested in your own credit, however small;
it is a repossession in the changing fortunes of time,
that makes us wonder who we pissed off earlier.
Exercise caution in your purchasing affairs;
for the world is full of mean credit card companies.
But let this not blind you to what virtue there is;
in a bank account with lots of CASH!!
and everywhere life is full of fun.
Be yourself.
Especially, do not feign understanding of that contract.
Neither be cynical about creditors loving money more then anything;
for in the face of all aridity and discharges
it is as perennial as the grass.
Take kindly the counsel of the lawyers,
gracefully surrendering the things of value you cannot exempt.
Nurture strength of sanity to shield you in a sudden motion of dismissal.
But do not distress yourself with dark dungeons.
Many fears are born of uncertianty and lack of informaiton.
Beyond a wholesome discipline of keeping track of expenditures,
be gentle with yourself if you bounce a check now and then..
You are a pawn of the credit card universe,
none of them care about you and even less the trees and the stars.
You have a right to be treated decently
And whether or not those creditors know it,
you can screw them as bad as they did you in bankruptcy court.
Therefore be at peace with your checkbook.
whatever you have in the account,
and whatever your filings and hopes,
in the noisy confusion of ligitation,
keep peace with your soul.
With all its sham, drudgery, and garnishments,
it is still a beautiful world.
Be cheerful, be careful, be wary.
Strive to be happy. (Without credit cards)
Go placidly amid the credit card offerings,
and remember what peace there may be in cash payments.
As far as possible without surrendering property
be on good terms with all banks and loan companies.
Speak your truth quietly and clearly;
there will be a microphone near you,
even the dull and the ignorant;
can be trustees too.
Avoid greedy and aggressive trustees,
they are damaging to the sanity.
If you compare yourself with others,
you may thank your lucky stars;
for always there will be people with greater problems than yours.
Enjoy your small problems as well as your big plans.
Keep interested in your own credit, however small;
it is a repossession in the changing fortunes of time,
that makes us wonder who we pissed off earlier.
Exercise caution in your purchasing affairs;
for the world is full of mean credit card companies.
But let this not blind you to what virtue there is;
in a bank account with lots of CASH!!
and everywhere life is full of fun.
Be yourself.
Especially, do not feign understanding of that contract.
Neither be cynical about creditors loving money more then anything;
for in the face of all aridity and discharges
it is as perennial as the grass.
Take kindly the counsel of the lawyers,
gracefully surrendering the things of value you cannot exempt.
Nurture strength of sanity to shield you in a sudden motion of dismissal.
But do not distress yourself with dark dungeons.
Many fears are born of uncertianty and lack of informaiton.
Beyond a wholesome discipline of keeping track of expenditures,
be gentle with yourself if you bounce a check now and then..
You are a pawn of the credit card universe,
none of them care about you and even less the trees and the stars.
You have a right to be treated decently
And whether or not those creditors know it,
you can screw them as bad as they did you in bankruptcy court.
Therefore be at peace with your checkbook.
whatever you have in the account,
and whatever your filings and hopes,
in the noisy confusion of ligitation,
keep peace with your soul.
With all its sham, drudgery, and garnishments,
it is still a beautiful world.
Be cheerful, be careful, be wary.
Strive to be happy. (Without credit cards)
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