Need to vent?

[BassBoy]

Are there times when you've got to vent? I'm sure most of us have gotten to the point where we're ready to explode. I know I have. So, I thought maybe getting it out of our system, and having the support of all of us here, may help us feel a better. We can't bottle it up inside because one day, it could get ugly. BK is a rough road, and not too many people understand why and how this happened and they judge you for it, but at this forum, no one is judged for their mistakes.

With that said, let's get it out. It doesn't matter what it is.....family, friends, neighbors, creditors, attorneys, trustees and whoever else makes you redfaced. Let's get it out!

I'll start............

I've been really irritated with some of my family recently. For some reason, they think they know all about the law, and this notion that in BK, "they" come into your house, itemize everything, seize it ALL, and then sell it. Hmmm, I wonder what decade they're living in? On Christmas day, my Uncle told me his bad news about having to file Ch.7 and he has to surrender his house. Well, we got to talking and when other family members heard of his needing to file, my father, and no offense to him, thinks he knows the law, told my Uncle to hide everything. Right away, I said not a good idea, because no one would believe you don't own some kind of furniture, a television, a DVD or VCR, a stereo or radio, or a car. C'mon now. No one is that stupid. Oh yeah, no one comes intoyour house either. Then I explained about the exemtions and what it meant, but for some reason, I was told that he and I were going to lose everything. Say what?!?!?! Duh. I think I know what I'm talking about. I'm going through it myself, so I should know. I'm not losing anything. I have nothing of great value. A lot of discussion began and I almost busted out laughing listening to everyone blurt out what they believed was fact and/or law.

If there's one thing I don't really care for is having my intelligence questioned when I know what I'm talking about. It insults me. I wish I was a lawyer.

[jennga]

I guess many years ago that is how the bk process went. Family can be the worst in these situations. I have told NO ONE in my family because they can be total goof balls about things like this. Not only that but when I was a little girl (not that long ago really ) my father had to file bk. I only remember that people really did come into our home, really did take our furniture right out the door, including a freezer, and then some guy drove away in my daddy's car.

It was horrible, I remember seeing my mom lay on the only bed left in the tiny house and cry. Yes, we were dirt poor at that very moment. What I realize now, is that from that moment on our lives got better and better, in respect to not being poor.

Just realized that at this moment, guess that means I have that to look forward to as well.

Hey, I feel better, thanks for starting this thread!

[bkfiler]

!

[BassBoy]

I too tried to keep it from my family, but my mother is smart and she knows when something is eating away at her son. It was hard to keep that bottled up and eventually it came out. Then, I felt as if I had to constantly justify it. It wasn't, "Oh my God, I am sorry to hear that." "Is there anything I can do?" Only questions justifying it. Hell, it's the main topic of conversation at every gathering. It's getting ridiculous. I'm sick of it!

I've heard stories from back in the day when your house would get wiped clean, but I haven't heard of that happening in a long time.

[jennga]

Hey, not that long ago, like I said, I was just a little bitty baby!

[sunshine08]

Thanks for starting this thread. While you were doing this, my ISP kept kicking me off and then I decided to start a vent thread myself. Please look at it, it is under General Talk.
I too don't like my intelligence questioned. That is a lllllaaarrrge pet peeve of mine. (the kind that makes you go in the closet and take down and dust off the can of WHOOP A*SS - or in my case a CASE of it)

[StaciMM]

Its not easy, but sometimes the only thing we can do is let others think what they want. No matter how good our intentions-we're not going to succeed in clearing up the confusion.

[bkfiler]

oh shut up with your bra and lipstick and blonde hair angelic routine would ya!


()

[pink_amulet]

I too tried to keep it from my family, but my mother is smart and she knows when something is eating away at her son. It was hard to keep that bottled up and eventually it came out. Then, I felt as if I had to constantly justify it. It wasn't, "Oh my God, I am sorry to hear that." "Is there anything I can do?" Only questions justifying it. Hell, it's the main topic of conversation at every gathering. It's getting ridiculous. I'm sick of it!

I've heard stories from back in the day when your house would get wiped clean, but I haven't heard of that happening in a long time.

I just told my mom about us filing,I have been able to keep it a secret until now. We are using her other car cause ours just f#^*$ed up. I asked her about us paying her for her car instead. She kept asking about the balance of our van(the one that broke down). I kept telling her not to worry about it, and she said well you can't afford to pay both....well I broke down and told her. Needless to say the lecture came FULL BLOWN, why didn't I talk to them? how am I every going to buy a house?....yak... yak....yak!!. This was on monday....she just came around and started tlaking to me today...LOL...she is such a brat. But I have to kiss her a$$ still cause I want her older car, just just got a brand new Highlander...fully loaded and VERY NICE!!! They (my parents) still haven't given us and answer.....so we are walking on eggshells right now.

good uck and no problem about venting.....we all need too !!!!

pink_amulet

[bkfiler]

i wish my mom would give me a car.

hey is you mom as cute as you are?

mine is! click on my picture and you can see my mom! i love her!

[pink_amulet]

i wish my mom would give me a car.

hey is you mom as cute as you are?

mine is! click on my picture and you can see my mom! i love her!

LOL you are a freak! ...LOL....does your mom know you are posting her pic on the internet?..bad boy!!

pink

[jennga]

That's not his Mom, that's just a woman he googled.

[Genenco]

When I told my Mother I was filing,she said "Can I help you?"

Yes, older sister was sorta freaked, but I suspected she would be such...

But in the long run, the options dwindled more due to creditors being unresponsive and credit interest WAY too high..

The first time, I did violate the rules but funny as it was, I didn't find out till later.

What happened, was I paid off 2 CC's which I was keeping (not legal as you know) for a total of $1,178.00 Plus the trustee never asked half the questions they do today...

I see how easy it was then, to "Abuse" the system, so in one way, I am applauding the changes, but realize that I was very lucky to have a lawyer trained (But I guess forgetful) and a trustee who only saw the "Picture" and not how or care how it was painted.

Now, it's not so easy to get this stuff through, but then again, seems the trustees want to make a BUNDLE off the backs of some filers.

[BassBoy]

After the agonizing talk about why and how this happened, and then trying to explain it and getting no where, I got frustrated with my parents. I don't think I heard from them for about a-week-and-a-half. Then, one day my phone rings and it's mom saying how she's been up nights in tears about all of this, and then she asks how she can help. Even if she could have helped me months ago, the outcome would have been the same. I wouldn't have prevented the inevitable, just prolonged it.

Geez, everyone seems to be having a harder time dealing with this then I am. I try to tell them that my life has been so much better, but for some reason, they believe it's ruined. "You'll never be able to buy a house again," they say. Hmmm, there's that unknowlegeable response again. Why is it that they believe that in order for your life to be complete, you MUST owe this large amount of money for a house, car or whatever? Anyways, try telling them that it's only two to three years after and you can buy a house. They don't believe it. So, my desire to rub their faces in it, I did some digging and I was able to find some proof that after a few years, you can buy a house. And just because I have a BK and foreclosure, doesn't mean I'll get raped on interests rates. I kind of got a kick out of throwing that in their face.

Just my thoughts: You want to go toe-to-toe with me, then go study the subject (whatever the topic) for the next several months, and then, we'll go at it and debate. Otherwise, shut the hell up.

[pink_amulet]

Oh Geesh!!!

That's not his Mom, that's just a woman he googled.

I know it's not!!!! ...I've seen that pic before Bkfiler posted it. I have also seen the picture that Bkfiler uses as his avatar before also. I'm just messing with him.


I was goofing around with him....Gee, now it's not funny since I had to explain myself!:

pink-amulet