We have several CC that had zero balance when we filed BK7. If the CC companies haven't closed these accounts yet can we use them to help rebuild our credit? Would it hurt our report to close them and only keep one open?
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you can call and ask if they are open or just go try to use them. chances are they are closed or will be closed soon. make sur eyou pay anything you are charging cuz its after the bk and you are responsible.
you dont want to close accounts really. its stops the reporting and positive cl. it will take away points in general. of course i fyou have way too many open then its a different story. its a complicated game lolIm not an attorney or a trustee. You cant trust me either though!
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