Hi Everyone. I'm thinking about bankruptcy-because I don't know what other options I have! The past year has been truly unbelievable. The short story is my mom passed away (she had been sick for a long time), so I took on the responsibility of my younger sisters & nephew. Right after that, my husband must have stopped paying the mortgage, though he never let me in on that little secret. I didn't find out until a lot later when the foreclosure process started. I moved out-thanks to a friend who has a house I can rent, and now he has too. (We're not together, the house bit is only the tip of the iceberg. His other secrets apparently includes the discovery that he likes 'em younger than me-and I'm only 33!) I am certain to owe money once the house matter is finalized though WHO KNOWS how long that will take. I also have some medical as I have the same medical issues that my mom did, some credit cards, and owe utilties, cancellation fees on cell phones, etc. I haven't been using or paying on the credit cards for a few months now.
I work 40-50 hours per week. My husband & I also ran our own business for the past 8-9 years but it isn't something I can do on my own and I can't deal with him right now. My income is usually about $2500 per month with the overtime, and our business listed something in the area of $15,000-18,000 per year for the past few years. I haven't organized to figure out for 2005 yet, but it will be less since t was not for the full year. The idea of bankruptcy makes me nervous, and knowing there are new laws doesn't help. I don't have a lavish lifestyle-my priority right now is surviving another day.
Well, if anyone has any suggestions on where to go from here-I'd love to hear them because I really don't know.
I work 40-50 hours per week. My husband & I also ran our own business for the past 8-9 years but it isn't something I can do on my own and I can't deal with him right now. My income is usually about $2500 per month with the overtime, and our business listed something in the area of $15,000-18,000 per year for the past few years. I haven't organized to figure out for 2005 yet, but it will be less since t was not for the full year. The idea of bankruptcy makes me nervous, and knowing there are new laws doesn't help. I don't have a lavish lifestyle-my priority right now is surviving another day.
Well, if anyone has any suggestions on where to go from here-I'd love to hear them because I really don't know.
Comment