Hi all, love all the info here. Signed up for privacy matters last Sat. 2/11. Was checking more for hubby than me as he is the one who filed. Anyways called today to cancel as everything looked as it should, and on their automated cancelling system I could have paid 14.95 for the year and not paid the monthly 14.95. That is quite a difference. I didn't take it as we would not use it, but just wanted others here to be informed...